E-zwich is now more popular to National Service Personnels. However, it’s use is not limited to them only and in this article we will be looking at banks that transact E-zwich in Ghana.
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E-zwich is the brand name for the National Switch and Smart Card Payment system. It is a smart way to improve accessibility to banking and retail services in Ghana.
E-zwich offers deposit taking financial institutions a platform that enables them to interoperate. What this means is that, an E-zwich cardholder will be able to transact at other financial institutions that transact with E-zwich.
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It does not matter which bank you got your card from hence no need to move to a specific bank for a banking transaction.
FEATURES OF THE CARD
The E-zwich POS supports both online and offline transactions making it possible to access the service in all parts of the country.
All kinds of of transactions can be completed offline whether it is cash deposit, cash withdrawal or sale.
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SECURITY
Firstly, It is very secured as it uses the biometric (fingerprint) client authentication system. Every cardholder goes through a scanning of fingers during the registration process and is stored on the clients card.
Without a biometric verification by the cardholder that matches what was used to register, funds cannot be withdrawn. What this means is that a missing or stolen card cannot be used by anyone except the owner.
All these banks that transact E-zwich in Ghana do not compromise these security features for anything.
INTER-OPERABILITY
The E-zwich card gives holders a wider access than other electronic payment instruments.
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- It does not matter the bank that issued the card to you as all major banks, rural banks and savings and loans companies offer services to all card holders.
List Of Banks That Transact E-zwich In Ghana
Below is a full list of banks that transact E-zwich in Ghana.
- Agricultural Development Bank
- Fidelity Bank
- Bank of Africa
- Bank of Ghana
- Cal Bank
- FNB
- Guaranty Trust Bank
- Prudential Bank LTD
- ARB Apex Bank
- GCB
- First Atlantic Bank
- Republic Bank
- Consolidated Bank Ghana Limited
- Ecobank
- Stanbic Bank
- UMB
- UBA
- Access Bank
- FBN Bank
- ABSA
- Zenith Bank
- Standard Chartered
- Societe Générale
- National Investment Bank
